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Financial Aid Office Programs
Kellogg Community College has established an effective financial aid program of scholarships and grants, campus employment, and loans. You are encouraged to complete the Free Application for Federal Student Aid (FAFSA), used by the Financial Aid office to determine eligibility for most aid sources. Through our programs, the College attempts to make education financially possible for you if you are an eligible and qualified applicant.
The Financial Aid office is an integral part of the Division of Student Services at Kellogg Community College. Office personnel are available to assist you in the application process.
How to Apply for Student Financial Assistance
You can submit the Free Application for Federal Student Aid (FAFSA) using the following methods:
- Paper application available in the high school counseling office or the College Financial Aid office.
- Renewal application mailed to you if you submitted a FAFSA the previous year.
- Internet filing at web site www.fafsa.ed.gov. This is the fastest and recommended method to file.
The process for requesting financial aid through the College is the same for all types of need-based assistance. You should follow these steps:
- File the Free Application for Federal Student Aid (FAFSA).
- The application should not be filed before January 1 for the upcoming fall semester. If you are a first year student applying for the Michigan Competitive Scholarship, you should file by February 15th. If you are a returning student applying for the Michigan Competitive Scholarship, you should file by March 15th to ensure consideration by the state of Michigan.
- You should complete your federal tax return before filing an application for financial aid in order to provide accurate information.
- Approximately four to six weeks after filing the Free Application for Federal Student Aid (FAFSA), you will receive a Federal Student Aid Report (SAR) from the federal processor. The college(s) listed on the FAFSA will receive the same information electronically.
Preferred Deadlines for Applications
You should apply for financial aid as early as possible. Since College funds are limited, we suggest that you complete the process by the following deadlines for maximum consideration of all aid sources:
Fall Semester April 1
Spring Semester October 1
Summer Semester April 1
Spring Semester October 1
Summer Semester April 1
Limited funding sources are available after the preferred deadlines.
Title IV Federal Financial Aid Programs
FEDERAL PELL GRANT
This grant provides an annual award depending on the computed Expected Family Contribution from the Free Application for Federal Student Aid. These awards are pro-rated, depending on your actual enrollment level per semester. This grant is available if you have not yet earned a bachelor’s degree. This is an entitlement program from which all students who meet eligibility requirements will receive an award.
FEDERAL SUPPLEMENTAL EDUCATIONAL OPPORTUNITY GRANT (FSEOG)
This program provides awards of $200-$400 per academic year. Priority for these awards is given to Pell Grant recipients with the lowest Expected Family Contribution (EFC) determined by the Free Application for Federal Student Aid (FAFSA). The award amount is dependent on annual availability of funds and other resources that make up an individual award package.
FEDERAL WORK STUDY
This program is a federally-funded work program used to promote part-time employment on campus at a rate of $6.00/hour and in community service jobs at a rate of $8.00/hour. Employment opportunities are offered if you are enrolled at least half time (min. six credit hours) and demonstrate financial need. Positions are limited, and the number of hours a week you can work varies. You may earn up to your maximum financial need annually as determined by the Free Application for Federal Student Aid (FAFSA). All job placement is handled through Student Employment Services.
WILLIAM D. FORD FEDERAL DIRECT LOAN PROGRAM
The Department of Education makes Federal Direct Subsidized Loans if you are enrolled at least half time and demonstrate financial need. You may borrow up to $2,625 per academic year as a freshman (less than 24 credit hours earned) and $3,500 per academic year as a sophomore (24 or more credit hours earned). The federal government pays the interest while you are in school at least half time, during the six month grace period, and during all deferment periods for the Federal Direct Subsidized Loan.
Federal Direct Unsubsidized Loans are low interest loans made by the Department of Education, which allow you to borrow if you are not eligible or have reduced eligibility for a Federal Direct Subsidized Loan. The maximum amount you can borrow is the same as the Federal Direct Subsidized loan. If you are an independent student, you may borrow up to an additional $4,000, depending on eligibility. The interest rate for the Federal Subsidized and Unsubsidized Loans is the same. The federal government does not pay the interest if you are receiving the Federal Unsubsidized Loan while you are in school, during the six month grace period, and during all deferment periods.