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These are government loans made to your parents if you are a dependent student. Your parents cannot have an adverse credit history to qualify. Maximum loan amounts cannot exceed the Cost of Attendance (COA) minus other financial aid. The interest rate on the Federal Direct Parent Loan is a variable rate not to exceed 9%. Payment begins 30 days after the first disbursement.
Michigan Financial Aid Programs
MICHIGAN COMPETITIVE SCHOLARSHIP
This is a state scholarship awarded to eligible Michigan high school graduates. You must be a Michigan resident with demonstrated financial need as determined by the Free Application for Federal Student Aid (FAFSA), as well as achieved the minimum qualifying ACT score required by the Michigan Higher Education Assistance Authority. The Michigan Competitive Scholarship full year award equals $1,300. The amount is adjusted based on other gift assistance and enrollment status.
MICHIGAN MERIT SCHOLARSHIP PROGRAM
This is a merit-based Michigan scholarship program for high school seniors to reward student achievement and to make post-secondary education more affordable. If you meet certain criteria, you will be eligible for a scholarship of $2,500 to be used at any approved post-secondary educational institution.
MICHIGAN EDUCATIONAL OPPORTUNITY GRANT
This is a state of Michigan grant designed to provide assistance if you are an undergraduate student enrolled at public Michigan colleges/universities. You and your parents must be Michigan residents. Funds may be used for studies leading to the first baccalaureate degree. This grant provides up to $1,000 per year to students. Awards are based on availability of funds and your available financial need. You must complete the Free Application for Federal Student Aid (FAFSA).
MICHIGAN NURSING SCHOLARSHIP
The Michigan Nursing Scholarship was established to encourage students into Nursing Education programs and the nursing profession in the state of Michigan. The scholarship pays up to $4000 per year for full-time enrollment, depending on eligibility. Your other financial aid awards are taken into consideration when determining your scholarship amount, using a formula provided by the state of Michigan. You are required to sign the Scholarship Agreement and Promissory Note with The Authority that you would achieve Licensure within one year of completing a nursing program and agree to work as a nurse in the state of Michigan for one year to prevent the scholarship from becoming a loan. Eligibility requirements include:
- You must be enrolled at least half-time in a nursing program
- You must sign the Scholarship Agreement and Promissory Note
- You must complete the KCC Nursing Scholarship Certification form
- You must be a U.S. citizen
- You must not be in default on previous federal student loans
- You must maintain Satisfactory Academic Progress as defined by the financial aid office
- You must have no felony convictions
- You must not be incarcerated
- You must be a Michigan resident for at least one year prior to the award year
Applications are available in the Nursing department or the Financial Aid department during the awarding period.
MICHIGAN WORK STUDY
This is a state-funded program used to promote part-time employment on campus. Employment opportunities are offered to full- and part-time students at a rate of $6.00/hour. Employment opportunities are offered if you are enrolled at least half time (min. six credit hours) and demonstrate financial need. Positions are limited, and the number of hours a week you can work varies. You may earn up to your maximum financial need annually as determined by the Free Application for Federal Student Aid (FAFSA). All job placement is handled through Student Employment Services.
MICHIGAN ADULT PART-TIME GRANT
This is a state of Michigan grant designed to provide assistance to part-time undergraduate students who filed a Free Application for Federal Student Aid (FAFSA). Michigan Adult Part-Time Grants are available if you are a Michigan resident enrolled part time (3-11 credit hours), an independent student, and out of high school for at least two years. The maximum full-year award equals $600, not to exceed a total of four semesters.
MICHIGAN TUITION INCENTIVE PROGRAM
A state of Michigan program that provides tuition and fee assistance to Michigan residents who are under the age of 20 at the time of high school graduation or GED completion. You must take courses within four years of high school graduation or GED completion to qualify. The Michigan Department of Social Services determines eligibility for this award. You must enroll at least half time (six credit hours). TIP pays for tuition and fees up to 80 credit hours. A maximum of 24 credits per adademic year will be covered.
Institutional Financial Aid
INSTITUTIONAL WORK PROGRAM
If you are not eligible for Federal or Michigan Work Study, you may qualify for Institutional Work Study. This program follows the same guidelines as Federal and State Work Study programs.
Scholarships
KELLOGG COMMUNITY COLLEGE GOLD KEY SCHOLARSHIP
The Kellogg Community College Gold Key Scholarships are the College’s most prestigious scholarships. Awarded if you are a full-time entering freshman or college student with less than 24 credit hours completed and showing superior academic promise and leadership potential, the scholarships demonstrate the College’s commitment to recognize and encourage outstanding intellectual achievement. It is open to students in all degree programs.
Gold Key Scholarships are fully-funded scholarships in the amount of $6,000. You are awarded $2,500 annually for two years, with an additional $1,000 available for continuing educational pursuits after completion of a two-year degree program at Kellogg Community College.
Application forms for the Kellogg Community College Gold Key Scholarship are available from the College Financial Aid office, Admissions office, and Academic Advising office. Forms are also available at the Grahl, Fehsenfeld, and Eastern Academic Centers. Applications must be submitted to the Kellogg Community College Foundation by March 1 of each year.