Money

All seminars and workshops are educational in nature; no financial products, services or insurances of any kind will be promoted in these classes.

Please click on the class title to be taken to our online registration system.

Retirement Planning POPULAR!
Whether you have just started your family, are thinking about retirement within the next 5-10 years or are just meeting your monthly expenses, your future financial comfort depends on creating—and sticking to—a long-term money management strategy. Recent tax law changes, an uncertain future for Social Security and the shift toward employee-directed retirement plans shows the need for sound financial strategies has never been greater. Whether your objective is to build a nest egg, protect your assets or preserve your lifestyle throughout retirement, this class can help you plan your future with confidence. This class can teach you how to build wealth and align your money with your values to accomplish your goals in life. Whether you plan to retire 20 years from now or have just recently retired, the information you learn in this class could deliver rewards throughout your lifetime. NOTE: You may bring a guest at no additional charge, please provide the guest’s name when you register.
SESSION 1: Thursdays • 10/1-10/8 • 6-9 pm • $49 • Dennis Starbuck • Rm: FC-103 (session 1 will be held at KCC’s Fehsenfeld Center, 2950 West M-179 Hwy, Hastings MI).
SESSION 2: Saturdays • 10/3-10/10 • 9 am-12 pm • $49 • Dennis Starbuck • Rm: LT-303
SESSION 3: Mondays • 10/5-10/12 • 6-9 pm • $49 • Dennis Starbuck • Rm: LT-303

Financial Strategies for Millennials & Conquering Student Loan Debt NEW!
There are distinct challenges facing the millennial generation—from underemployment to student loan debt— it’s hard to save for the future. Today, 70% of college grads exit school with debt—these students carry over $1.4 trillion in loans. Education is essential to remain competitive, but it’s often financed through some form of borrowing. In this class we’ll discuss strategies that can assist, lessen or even eliminate student loan debt along with early planning strategies for a more secure financial future. NOTE: Your class fee includes a guest; just provide their name at registration.
Wednesday • 10/14 • 6-8 pm • $25 • Luke Ponitz & Nicholas Shane • Rm: LT-303

Estate Planning & Trusts: What You Need to Know
Most people don’t like to think about dying, but it is something that everyone has to face. What will happen to the money you worked hard to save? Who will get your house, your car, or your jewelry? Most people put off planning their estate, but putting off these decisions can cost your heirs considerable money and anguish. In order to ensure that your wishes about who should get what are heeded and that costs and inconveniences of probate and estate taxes are avoided after your death, it is critical to do estate planning now. This workshop will help you understand the types of estate planning moves that are most likely to be helpful for many people. Proper estate planning takes a relatively short time, and will give you and your heirs’ tremendous peace of mind. With estate planning, you can make sure your medical and business decisions can be made by someone you trust if incapacity strikes—without court interference and with as little disruption as possible to your loved ones. Join a local estate planning attorney as you learn the most important aspects of this often daunting topic. NOTE: Your class fee includes bringing a guest if you’d like; please provide their name at registration.
Wednesday • 10/21 • 6-8:30 pm • $35 • Diane Peters • Rm: LT-303

Retirement Strategies to Plan for 100
Will you live to 100? While living a long life was once relegated to a lucky
few, today it’s increasingly becoming the norm, thanks to medical advances and healthier lifestyles. As you think about your future and plan for retirement, it’s important to recognize that life expectancy is a mid-point, not an end-point. In this class we’ll examine a variety of ways to make your money last throughout your entire retirement, along with the five risks associated with retirement: longevity, healthcare, retirement planning, estate planning and investment planning. NOTE: Your class fee includes bringing a guest if you’d like; please provide their name at registration.
Wednesday • 10/28 • 6-8 pm • $25 • Luke Ponitz & Nicholas Shane • Rm: LT-304