Administrative, Maintenance and Support Staff Benefits

COVID-19 Benefits Update

Blue Cross Blue Shield of Michigan has increased coverages during the COVID-19 Pandemic. Below are updated benefits:

  • All diagnostic laboratory tests for COVID-19 when used in accordance with CDC testing recommendations will be fully covered by Blue Cross at no cost to the member.
  • To ensure patients receive the right care at the right locations, Blue Cross will be waiving prior authorization processes for covered services related to COVID-19 — unless prior authorization is required to assure the availability of the treatment for persons in need consistent with CDC recommendations.
  • In anticipation of high demand at health care provider offices, Blue Cross will be expanding access to telemedicine and nurse/provider hotlines.

Administrative, Maintenance and Support Staff

Administrative, maintenance, support and faculty members may participate in health benefits or receive a cash-in-lieu payment. Vision, dental, life and LTD are provided for all employees in these groups. Part-time employees’ costs are pro-rated and coverage is effective on the employee’s hire date. Qualifying events (i.e. change in hours, loss of other coverage, or change in dependents) allow for a change in benefit elections within a thirty day time period from the date of the event. Please notify human resources (ext. 2369) of possible qualifying events within the thirty day time period, if not sooner, for further information.

Health Care

2021

Online Visits:

www.bcbsmonlinevisits.com

24-Hour Nurse Line

1-800-775-2583

Dental and Vision

Plan Year for Dental and Vision runs from Jan. 1 – Dec. 31.

2021

Blue Cross Blue Shield – BlueDental, visit MIBlueDentist.com to locate a PPO network or Blue Par Select dentist.

Vision Service Plan (VSP) website https://www.vsp.com/

Health Savings Account (HSA)

Health Equity is Kellogg Community College’s Health Savings Account vendor. To create an account with Health Equity go to their web site  at Health Equity click on the Login button and Create username and password button.

The amount that individuals may contribute annually to their health savings accounts (HSAs) for self-only coverage is $3,600. For HSAs linked to two-party or family coverage, the contribution cap for 2020 is $7,200.

IRS HSA Contribution Limits 2021

Flex Spending Account (FSA)

A flexible spending account gives you the option of withholding pre-tax dollars for medical expense reimbursement or dependent care reimbursement.

***If you have elected a high deductible health plan (HDHP) with an health savings account (HSA) your FSA will be restricted for medical expenses until you have met your medical deductible for the year.

Basic Flex website: basic.lh1ondemand.com

  • 2021 Medical Reimbursement Account (1/1/2021 – 12/31/2021)
    Your employer will establish a Medical Reimbursement Account on your behalf.  The amount that you elect to contribute for the plan year will be available immediately in your account, but your election will be divided out and deducted, pre-tax, from each paycheck throughout the entire plan year.  As you incur eligible expenses you will submit a claim or use your BASIC Debit Card to draw funds from your account.  Paying for benefits on a pre-tax basis means your taxable income is lower and, consequently, your taxes are lower.
     
  • 2021 Medical Limited Purpose Account (1/1/2021 – 12/31/2021)
    Your employer will establish a Medical Reimbursement Account on your behalf.  The amount that you elect to contribute for the plan year will be available immediately in your account, but your election will be divided out and deducted, pre-tax, from each paycheck throughout the entire plan year.  As you incur eligible expenses you will submit a claim or use your BASIC Debit Card to draw funds from your account.  Paying for benefits on a pre-tax basis means your taxable income is lower and, consequently, your taxes are lower.
     
  • 2021 Dependent Care Account (1/1/2021 – 12/31/2021)
    Your employer will establish a Dependent Care Reimbursement Account on your behalf. The amount that you elect to contribute will be pro-rated and deducted from each paycheck for the upcoming plan year. These deductions will appear as a credit to your Dependent Care Reimbursement Account. As you incur eligible expenses you will submit a claim to draw funds from your account. Paying for dependent care on a pre-tax basis means your taxable income is lower and, consequently, your taxes are lower.

Life Insurance and Long-Term Disability

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